You CAN fight City Hall! My hearing with the County of Los Angeles Assessment Appeals Board

Today I had a property assessment appeal hearing with the County of Los Angeles Assessment Appeals Board.  My hearing was with an assessment hearing officer and a Los Angeles County Assessor.  I applied for the hearing almost a year ago in an attempt to lower my property tax.  Since property values in most of Los Angeles . . . → Read More: You CAN fight City Hall! My hearing with the County of Los Angeles Assessment Appeals Board

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How to Negotiate With Your Bank to Lower your Credit Card Interest (APR)

How to Negotiate a lower Credit Card Interest (APR)

Most credit card lenders charge anywhere from 0 to 20% in interest (APR). I’ve seen some particularly creepy banks that charge as much as 35%! Most people do not realize that you can negotiate with your credit card company for a lower rate, especially if you’ve had any . . . → Read More: How to Negotiate With Your Bank to Lower your Credit Card Interest (APR)

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How to have Perfect Credit

How to have Perfect Credit

Roughly 1% of the population has perfect credit. Perfect credit would mean a FICO score of 850 on Fair Isaac’s scale of 300 to 850. Earning such a high credit score does not involve fancy tricks. Folks with such a such a high credit score all have the following traits in common:

Between . . . → Read More: How to have Perfect Credit

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How to start a credit repair business

How to start a credit repair business:

Starting a credit repair business is very easy and your timing couldn’t be any better for this lucrative business opportunity.  Nearly 80 million Americans have poor credit.  Many do not understand the credit reporting system and will gladly pay good . . . → Read More: How to start a credit repair business

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Credit Repair rules listed by state

Q: Will I need a License to open and operate a credit repair busines?

A: While most states do not require a license to run a credit repair business, there are rules to follow.  We have begun listing information pertaining to opening a credit repair or credit restoration business on a state by state basis. You can . . . → Read More: Credit Repair rules listed by state

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Obtaining Credit Reports with “Credit Scores”

Q: Why don’t my credit reports have a “score”? 

A: Most Credit Reports ordered by consumers do NOT have credit scores. — especially those ordered for FREE from the Annual Service (which can be ordered via our software). Reports with scores are generally sold at a premium.

It is important to know where your credit stands before you begin . . . → Read More: Obtaining Credit Reports with “Credit Scores”

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How to repair my credit and increase my FICO score in 7 steps

7 steps to Increase your credit score . . . → Read More: How to repair my credit and increase my FICO score in 7 steps

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