If you really want a free credit score, visit Credit Karma!

The guys on TV that sing about a Free Credit Score are stretching the truth.  If you want to see your credit score for free, visit www.creditkarma.com It’s totally free (no tricks) and a very informative site.  We love Credit Karma.

Daniel Rosen is an author, consumer advocate and founder of Credit-Aid Software. . . . → Read More: If you really want a free credit score, visit Credit Karma!

Share

We now have Credit Repair Software for mac!

After 10 years of developing software for Windows, we’ve finally released Credit Repair Software for mac

To see Credit-Aid Home for mac visit http://credit-aid.com/mac.htm . Later this month we will add professional credit repair business software for mac. If you’ve requested mac credit repair software, get it now at http://credit-aid.com/mac.htm or take a test drive with a . . . → Read More: We now have Credit Repair Software for mac!

Share

Stop working more than 40 hours a week!

You may think you’re getting more accomplished by working longer hours. You’re probably wrong. . . . → Read More: Stop working more than 40 hours a week!

Share

Credit card rate hikes reviewed, penalty fees crimped

Good news for consumers! From CNN/Money

Most credit card penalties will be limited to $25, and fees for customers who don’t use their cards will be eliminated under rules released Tuesday by the Federal Reserve.

The Fed also ordered a review of all credit card interest rate hikes imposed since January 2009, including most of the record . . . → Read More: Credit card rate hikes reviewed, penalty fees crimped

Share

How To Benefit From Competitive Debt Management Solutions

Over the years, credit card debt reduction programs have become popular amongst one and all. In order to benefit endlessly from competitive debt management solutions one should engage reputable credit card consolidation solution providers. Bankers, financial service providers and other debt experts can provide unparallel solutions to the debtors as they try to benefit from these . . . → Read More: How To Benefit From Competitive Debt Management Solutions

Share

The Kindle Edition of my

The Kindle Edition of our credit repair secrets book has launched at Amazon!! Do you have a Kindle? Are they cool? I have no clue, but I’m proud to say I’m a now a Kindle author. If you have a Kindle, check it out! http://www.amazon.com/dp/B003L77MVO

Daniel Rosen is an author, consumer advocate and . . . → Read More: The Kindle Edition of our “Credit Repair Secrets” book has launched at Amazon!

Share

Just for fun:

Credit Doctor Rap: This was sent to us by a customer. We love this! . . . → Read More: Just for fun: “The Credit Doctor Rap”

Share

How to Repair Your Credit Yourself

When you are struggling with your debts and are unable to get a credit card, a loan or even insurance, you know it’s the right time for credit repair. You do not always need professional help to repair your credit as there is nothing a credit repair company can do to improve your credit score that . . . → Read More: How to Repair Your Credit Yourself

Share

Do you have a credit question? Have a credit problem? We have launched a credit repair forum!

We have been answering requests from customers by email for the past few years.  We have just launched this forum.  I will post some relevant questions and answers here to get this rolling.  If you have a question, Sign up on the top right of your screen to create and account and post in the forum.  . . . → Read More: Do you have a credit question? Have a credit problem? We have launched a credit repair forum!

Share

Credit scores can drop after getting loan help

Some homeowners who sign up for the government’s mortgage assistance program are getting a nasty surprise: Lower credit scores. For borrowers who are making their payments on time but are on the verge of default, the Obama administration’s loan modification program can reduce their credit score as much as 100 points. That makes it harder to get a loan and can present a problem when applying for a new job. Housing counselors say it’s unfair, especially because the news often comes as a surprise to homeowners. . . . → Read More: Credit scores can drop after getting loan help

Share

The Credit CARD Act of 2009 = Good News for Consumers

On May 22, 2009, the Credit CARD Act of 2009 was signed into law by President Barack Obama. The full title of the law: Public Law 111-24 is the Credit Card Accountability Responsibility and Disclosure Act of 2009. It amends the Truth In Lending Act, the Federal Trade Commission Act and the Electronic Funds Transfer Act.

Following is . . . → Read More: The Credit CARD Act of 2009 = Good News for Consumers

Share

Groupon: One of the most innovative money saving sites I have ever seen!

I just discovered one of the most innovating money saving sites I have ever seen. It’s called Groupon.

This is a little bit a departure from my usual credit and finance blogging, but it’s definitely about about saving a lot of money, and everyone loves that.

How Groupon works:

1) Each day Groupon features something cool . . . → Read More: Groupon: One of the most innovative money saving sites I have ever seen!

Share

Make sure your credit reports contain the proper credit limits. Banks can be sneaky!

Make sure your credit reports contain the proper credit limits!

Some creditors and lenders do not report consumer credit limits. Instead they will only post the highest balance you have ever carried. Keeping proper credit limit information out of your file is not always an innocent oversight. It’s often done purposely by a bank . . . → Read More: Make sure your credit reports contain the proper credit limits. Banks can be sneaky!

Share

Need a new fridge? Cash-for-Clunker Appliances Program is on it’s way

The “cash-for-clunkers” automobiles program seems to given a slight boost to the auto industry. Now the Feds are encouraging people to replace your old appliances. . . . → Read More: Need a new fridge? Cash-for-Clunker Appliances Program is on it’s way

Share

Ways Your Credit Score Affects You (and Your Wallet)

It’s easy to see how a low (or poor) credit score can add thousands—or hundreds of thousands of dollars to the amount you will pay over the life of a loan. . . . → Read More: Ways Your Credit Score Affects You (and Your Wallet)

Share

How to start a credit repair business

How to start a credit repair business:

Starting a credit repair business is very easy and your timing couldn’t be any better for this lucrative business opportunity.  Nearly 80 million Americans have poor credit.  Many do not understand the credit reporting system and will gladly pay good . . . → Read More: How to start a credit repair business

Share

Can i get a mortgage loan with bad credit?

Here is a question we just received by email from Fred. This is  a great question.

“Can i get a mortgage loan with bad credit?  I need a little help/direction before I can start.  Any nuggets of wisdom would be absolutely great and very much appreciated.  Any help would be appreciated. Thank you in advance.
- Fred”

. . . → Read More: Can i get a mortgage loan with bad credit?

Share

What does a low credit score really cost me?

Your monthly payments can be over 40% higher with a low score! . . . → Read More: What does a low credit score really cost me?

Share

Free Mortgage Calculator!

Free Mortgage Calculator . . . → Read More: Free Mortgage Calculator!

Share

How to repair my credit and increase my FICO score in 7 steps

7 steps to Increase your credit score . . . → Read More: How to repair my credit and increase my FICO score in 7 steps

Share