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Even the most responsible borrowers slip up sometimes. Maybe a utility bill went unpaid after you moved and the missed payment went into collections. Or, perhaps there are unpaid library fines or parking tickets in collections that are hanging onto your credit history and affecting your FICO credit score, which is widely used by lenders to . . . → Read More: New FICO credit scoring model may boost some borrowers’ scores  On May 22, 2009, the Credit CARD Act of 2009 was signed into law by President Barack Obama. The full title of the law: Public Law 111-24 is the Credit Card Accountability Responsibility and Disclosure Act of 2009. It amends the Truth In Lending Act, the Federal Trade Commission Act and the Electronic Funds Transfer Act. Following is . . . → Read More: The Credit CARD Act of 2009 = Good News for Consumers Good news for Credit Card Holders! Change is coming! On May 22, 2009, President Barack Obama passed the “Credit Card holders’ Bill of Rights.” This milestone measure received bipartisan support in both chambers and will make credit card issuers display fees more clearly and end many random abuses. This bill takes full effect on February 2010. Once the . . . → Read More: Good news for Credit Card Holders! Change is coming! |
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